Callagher Home FinanceCallagher Home Finance was established in 1998 as a division of the Callagher Estate Agents group – the first estate agent in NSW to provide an in-house mortgage broker service. Our Home Finance Managers act as an intermediary between you and a financial organisation or lender in order to ascertain the best mortgage solution to suit your requirements. With over 250 lenders and thousand`s of products to choose from, selecting the right mortgage can be a daunting task. Callagher Home Finance helps you decipher all the jargon, complete all the application forms and monitor your application throughout the process. Our difference?Callagher Home Finance offers you personal service and professional advice designed to simplify the process of finding the right home loan. Our Home Finance Managers are experienced lenders with the flexibility to meet you at your preferred time and place to discuss your requirements. Simply tell us what you’re looking for in a loan and we’ll make it happen. Do you have the right mortgage for you?Competition between banks encourages them to continually review their product range in order to maintain an edge over their rivals. Over recent years, Australian banks (and non-banks) have made many significant savings for their customers. Unfortunately, these changes are rarely communicated to you! As a result many home borrowers do not fully take advantage of new changes and savings, or have a loan that no longer suits their requirements. Thinking of refinancing?Whilst loan products change, so do your own circumstances. Over time, your needs may be better suited to a completely different loan product than the one you currently have. For example, your income levels may have changed by starting a family or receiving a pay rise through change in jobs. For reduced incomes a lower ‘no frills’ type loan could better suit your needs or alternatively a higher income level may qualify you for a special loan package. How long has it been since you have reviewed your circumstances? Refinancing is generally not expensive (often around $300 - $500 in bank and government charges) and the long term savings that could be gained by refinancing outweigh any short-term costs. Talk to us today to arrange a free consultation or contact 9569 4888. |
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